New and Used Car Loans Made Easy

If it’s time to buy a new car or upgrade your current vehicle, the team at Ford of Port Richey is here to help. We offer a premium assortment of new, used and certified pre-owned sedans, coupes, SUVs, pickup trucks and minivans that are loaded with style, performance features, technology and high-end safety features.

If you have bad credit or less-than-perfect credit, you can still qualify for an auto loan at Ford of Port Richey. Our team of finance professionals are here to help you learn how to get a car loan, utilize our online car loan calculator and drive off our lot in the perfect vehicle.

The Process for a New or Used Car Loan

At Ford of Port Richey, we take the hassle of buying a car through a car loan. Our finance team has access to online lenders, financial institutions and local credit unions and seek out the lowest interest rates to help reduce your monthly car payment. We realize that financial obstacles, low credit scores, piling student loan debt and high credit card debt can often be a deterrent, but we have options for all car buyers.

If you’re wondering how to get a car loan, then stop in at Ford of Port Richey or access our online car loan calculator that is available with our online auto financing tools. The car loan calculator helps you to estimate your monthly payments, factoring in the car price, loan amount and 60 monthly payments. This gives you a better idea of what you can afford and the terms and conditions of a typical new or used car loan.

Our team is also here to help you save money and improve your credit. When you meet with our auto loan specialists, we will help you determine a car-buying budget, guide you through the process of filling out a credit application and assist with evaluating your credit score and credit report.

Once we’ve helped you learn how to get a car loan, the team at Ford of Port Richey will reach out to financial institutions to find you the best rate for a new or used car loan.

Buyout and Resell a Used Car Loan

One of the most common questions we field is what to do if you still have an active used car loan but want to upgrade your vehicle. That’s where we come in. While you do have the option to apply for a personal loan to pay off your vehicle and sell it to a third party, the team at Ford of Port Richey can simplify the process.

We work with buyers who have an active used car loan and offer fair market value for your trade in while also detailing how to get a car loan when you have an active used car loan already. Trust in our team to help save you money and help you find a vehicle that meets and exceeds your expectations.

Visit Ford of Port Richey

The easiest way to learn how to get a car loan is to stop in to meet with the finance experts at Ford of Port Richey. After browsing our selection of new, used and certified pre-owned vehicles, our finance team will guide you through the process of how to use a car loan calculator and how to buyout and resell an existing used car loan.

We are committed to your satisfaction, which is why we go above and beyond at Ford of Port Richey. See for yourself when visiting our Ford dealership today.