Shop New Fords in Port Richey, FL

When you shop new cars, trucks, and SUVs at Ford of Port Richey, you get to choose from the over 295 brand new models at our dealership now. We’re ready to help you find what you’re looking for with the friendliest customer sales staff in town.

Our Ford of Port Richey Advantage program will help you keep your new Ford looking great with over $4,800 worth of professional-grade enhancements that include protective coatings, system refreshes, theft protection, roadside assistance, and more.

Financing vs Leasing—What’s the Difference?

The first question to ask yourself when buying a car is whether it’s better in your situation to lease or buy your new car. There are pros and cons to both options, you just have to know what they are and which ones are most important to you.

Purchasing a vehicle means you either pay the entire amount of the vehicle up front, or finance it. Financing it entails taking out an auto loan and making monthly payments with interest for the agreed upon loan term until the loan is paid off.

Leasing a vehicle is essentially a long term car rental. You sign a lease contract for the length of time you wish to lease the vehicle and negotiate mileage limits and other options within your lease agreement. When the lease term is up, you simply return the car to the dealership.

The Benefits of Financing a Car

The most obvious benefit of financing a vehicle is that when your auto loan is paid off, you own the vehicle outright. You can choose to continue driving it with no monthly payments, sell it yourself, or trade it in and use the money for a down payment on a new vehicle.

When you finance a car, there are no limits on the number of miles you drive it, and no worries about the wear and tear you put on it. You can also customize your new Ford with genuine OEM Ford accessories like a trailer hitch, floor mats, or other items.

The Benefits of Leasing a Car

The most obvious benefit of leasing a vehicle is the lower monthly costs. Most monthly lease payments are smaller than loan payments because you’re only paying the cost of depreciation on the vehicle while you drive it, not the entire cost of the vehicle.

You’ll also pay little to nothing in maintenance costs when you lease a vehicle because it will be covered under the new vehicle bumper-to-bumper warranty for the entire time you’re driving it. Since most leases are 24 to 36 months, you’ll also be able to upgrade to a new vehicle every few years.

Finance or Lease at Ford of Port Richey

Talk to the experts in the Ford of Port Richey Finance Center in Florida when you’re ready to purchase or lease your new Ford. We’ll find you great interest rates and terms to keep your monthly payments affordable and worry-free.